The Levels Of Moving Toward Being Debt Free

So you have decided to go for credit card debt elimination and are wondering on what the methods for credit card debt elimination are. As they say, let’s take the bull by its horns and lay it all flat on the ground. There are generally 2 recommendations that are most common for credit card debt elimination: controlling the expenditures and consolidating debt. Let’s check both of these credit card debt elimination recommendations and check the list of things that you can do for achieving credit card debt elimination using these recommendations:

1. Control your urge to spend: The first thing to do for credit card debt elimination is to control your expenditures. Here we are talking about the payments you make using your credit card. Remember that the main reason being your getting into credit card debt is uncontrolled expenditures using your credit card. So if you are really serious about credit card debt elimination, this is one thing that will help in credit card debt elimination by preventing accumulation of further debt. Here is what you can do to control your expenditures:

a. You need to stay away from attractive offers that are put-up by various shops and stores. Don’t buy anything that you don’t really-really need. After all you are looking for credit card debt elimination not supplementation.

b. Leave your credit card at home. If you really-really need something, then you can fetch your credit card from your house. This will prevent you from yielding to the too-attractive-to-resist sale offers (that are actually there all the year round). This credit card debt elimination technique, again, works on the principal of ‘prevention is better than cure’. This will prevent unplanned expenses from happening.

c. Prepare a monthly budget and stick to it. This is really a very important credit card debt elimination measure. This budget will form the basis of your credit card debt elimination plan. So if you deviate from your budget, your credit card debt elimination plan will go for a toss.

2. Debt consolidation: Debt consolidation or moving from high APR credit cards to a low APR one is generally the first step (the first reactive step) for credit card debt elimination. Here are a few things that you need to do:

a. Do not go for the first balance offer you come across. Analyse various offers and choose the one that best suits you. This will be an important thing on you credit card debt elimination plan. Initial APR, Initial APR period and standard Apr, all need to be considered.

b. Read the fine print on the balance transfer offer and check the terms and conditions on these. These might affect your overall credit card debt elimination plan.

c. Compare other benefits e.g. rebates, reward points, etc, before you actually decide to go for one of the offers.

Credit card debt elimination is about proper planning and discipline. So make your credit card debt elimination plan and stick to it.

Moving and Cat Concerns

Moving can be a difficult situation with which to deal for all member of your family, including your cats. If you will be moving in the near future there are a number of things that you should consider in order to make sure that your cat’s health is not compromised. Don’t forget to think about your furry friends when moving!

First, when you are packing for the move, it might be a good idea to confine your cat to a single room or to have a friend of family member watch your cat for the day. Movers are often caring very heavy items, like sofas and refrigerators, so they shouldn’t have to watch where they step. Your curious kitty could also climb into the moving van or boxes and get packed away! If your cat is fully an indoor cat, the open doors while you are loading your belongings are also a worry, since it is easy for a pet to bolt out the door.

About a month before you move, have your cat wear his or her collar full-time, even if you do not normally put the collar on your cat. All of his or her information should be updated and the tags should reflect your new address. When cats are confused, they often run, and a lost cat in a new neighborhood may not be able to find his or her way home very easily. If your cat needs certain medication, this can be very dangerous. By having his or her wear a collar at all times, at least until he or she gets used to the new location, you can make sure that your cat is returned home if lost.

During the move itself, don’t forget to make special accommodations for your cat. A cat carrier that is well ventilated is a necessity, and if the trip will be more than a few hours long, you’ll also need to carry food, water, and litter box supplied for your cat. Cats that are not used to riding in cars may get sick, so talk to your vet about ways to prevent this. You can also cover the carrier with blankets to provide a bit of extra security for a stressed-out kitty when you’re in heavy, loud traffic or construction areas.

Remember, that you’ll need to find a new vet in your new neighborhood. This should be a top priority for you if you’re moving, and you should talk to your current vet about having your cat’s medical records transferred to a new location. If your cat is acting strangely at all, do not hesitate to call your vet to more tips about moving with your cat.